Terms of Service

Last updated: August 4, 2026

Agreement

By using MyNiftyToolbox ("the site"), you agree to these terms. If you don't agree, please don't use the site.

Use of tools

All tools are provided free of charge, "as is," without warranty of any kind. Calculators (e.g. paycheck, loan, retirement, tax estimators) provide estimates only and are not financial, tax, or legal advice. Always verify important calculations with a qualified professional before making financial decisions.

No accounts, no warranties

The site requires no account or sign-up. We make reasonable efforts to keep tools accurate and available but don't guarantee uninterrupted access, error-free operation, or that results are suitable for any particular purpose.

Acceptable use

Don't use the site to violate any law, attempt to disrupt or reverse-engineer the site's infrastructure, or scrape content at a volume that degrades service for other users.

Advertising

The site is supported by third-party advertising, including Google AdSense. Ads are served by Google and its partners; see our Privacy Policy for details on related cookies and data use.

Limitation of liability

MyNiftyToolbox and its operators are not liable for any damages arising from use of the tools, including but not limited to financial decisions made based on calculator estimates.

Changes

These terms may be updated occasionally; continued use of the site after changes means you accept the updated terms.

Contact

Questions about these terms? Reach out via the contact page.